Saturday, May 29, 2010

California Bankruptcy Information

This section includes California bankruptcy information---abbreviations, definitions, general information, and helpful links regarding credit card and other types of bankruptcy. I will be adding to this section as more California bankruptcy information becomes relevant. Please refer to it as needed.

BK: Bankruptcy
BK7: Chapter 7 Bankruptcy
BK13: Chapter 13 Bankruptcy
CBC: California Bankruptcy Central
CA: Collection Agency
CC: Credit Cards
CCCS: Consumer Credit Counseling Service
CD: Cease & Desist Letter
CO: Charge Off
DV: Debt Validation
FDCPA: Fair Debt Collection Practices Act
JDB: Junk Debt Buyer
OC: Original Creditor
SOL: Statute of Limitations
UST: U.S. Trustee
341: Meeting of the Creditors

Automatic Stay: an injunction that prevents creditors, with certain exceptions, from engaging in debt collection activities from a debtor who has filed for bankuptcy

Secured Loan: a loan in which the borrower pledges some asset (e.g. a car or property) as collateral

Unsecured Loan: a loan that is not backed by collateral

PACER: Public Access to Court Electronic Records

Pro Se: refers to the legal representation of a person representing himself or herself in a court proceeding

California District County Alignment
Central:Los Angeles, Orange, Riverside, San Luis Obispo, Santa Barbara, San Bernardino, Ventura

Eastern: Alpine, Amador, Butte, Calaveras, Colusa, El Dorado, Fresno, Glenn, Inyo, Kern, Kings, Lassen, Madera, Mariposa, Merced, Modoc, Mono, Nevada, Placer, Plumas, Sacramento, San Joaquin, Shasta, Sierra, Siskiyou, Solano, Stanislaus, Sutter, Tehama, Trinity, Tulare, Tuolomne, Yolo, Yuba

Northern: Alameda, Contra Costa, Del Norte, Humboldt, Lake Martin, Mendocino, Monterey, Napa, San Benito, Santa Clara, Santa Cruz, San Francisco, San Mateo, Sonoma, Santa Rosa

Southern: Imperial, San Diego

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