MY GE CARE CREDIT REVIEW
After my bankruptcy, funds are still tight. So when my cat got very sick, I wasn't sure exactly what I was going to do. Fortunately while doing some research, I learned about GEMB Care Credit.
There are a lot of nasty reviews out there for GE Care Credit but I could not be more grateful to them. Those nasty reviews are from people who didn't bother to read what they were signing up for.
GEMB is GE Money Bank and GEMB Care Credit is a health care credit card for you and/or your pet. You can go to any health care provider or vet that accepts this credit.
There is no interest on the credit that you get from GE Care Credit as long as you pay it off during the promotional period. The promotional period will depend on the amount of credit needed. Generally, the more credit you need, the longer time you will have to pay it off.
But miss a payment, or pay late and interest will kick in. I think this is what so many people don't understand. If you are a care credit cardholder you can pay the bill online, but make sure you pay it by 5pm eastern time on the day it is due (that's 2pm for me) or your payment will be considered late and you will be charged a late fee.
So read the fine print if you sign up for GE Care Credit. As long as you understand the rules, and are able to pay on time, you should have no problem.
The one drawback for me was only having a handful of vets to choose from but as far as I am concerned, the pet care credit was a lifesaver. I'm still paying it and if I don't get it paid off in the promotional period, and have to pay interest, it will still be worth it. My cat got the care she needed.